Key Person.

Key Person Insurance

Directors and employees with highly specialist skills or knowledge are key employees of the companies they work for. To lose one as a result of a critical illness or death can be damaging to the business. That is why taking out Key Person insurance to protect the company is a wise move.

Free initial consultation

You're invited to a free initial meeting to explore the most suitable business protection options for your needs.

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Key Person insurances can provide several benefits. These can include:

1. Paying the costs of a temporary replacement
2. Meeting the costs of recruiting a permanent replacement
3. Covering the cost of death or incapacity of a key member of staff.

As your business grows and changes, we’re here to support you with tailored protection and flexible cover that evolves with your needs.

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The full scope of cover will depend on the type of policy purchased but companies ignore the risks of losing key staff at their peril. Shareholders, bank managers, suppliers and customers may not be so laid back.